Secure Real Time Transaction processing control
Balianti’s Affiliates’s Affiliates is helping merchants realize unlimited business opportunities and profits with the continued expansion of the Internet marketplace, enabling merchants with an Internet presence to process online credit card transactions automatically and in real-time, using a secure Web page accessed directly from the merchant’s existing Web site.

Added Convenience
The latest, most sophisticated digital encryption is used to transmit information between the customer’s browser and the Balianti’s Affiliates’s Affiliates Secure Credit Card Transaction Processing Server. Direct communication lines are used to obtain real-time authorizations from the processor. Plus, merchants get the added convenience of having funds directly deposited to their bank account.

Added Security
Secure order forms are tailored to match the design of the merchant’s Web pages and automatic e-mail messages are sent to the merchant, as well as the cardholder, confirming each transaction. Real-time communication between Balianti’s Affiliates’s Affiliates and the processor helps ensure the accuracy and validity of each transaction.

Added Fraud Protection
Address Verification and Card Verification Value (CVV2) Services are performed to reduce the chance of fraud and charge-backs. Open batches are automatically closed daily so merchants no longer need to purchase additional software to reconcile their transactions. Merchants can limit the number of times a customer can attempt a transaction, and can configure their Balianti’s Affiliates’s Affiliates account to accept transactions only if the customers' AVS and CVV2 data was entered correctly.

Simple and Secure
Integrating Balianti’s Affiliates’s Affiliates’s credit card transaction processing service is easy to do. Here’s how it works:

• When the merchant’s customer is ready to buy, they are linked to the Balianti’s Affiliates’s Affiliates Secure Payment Information Capture Form on the Balianti’s Affiliates’s Affiliates Secure Transaction Processing Server. This page matches the design of the merchant’s Web page, and the customer is given visual clues of the forms Secure Socket Layer (SSL) encryption.
  
   
• Once the customer submits payment information, the Balianti’s Affiliates’s Affiliates Transaction Processing Server processes the transaction and gives the customer immediate transaction status - approval, decline or other status indication.
  
   
• If the processor approves the transaction, an e-mail message containing the customer’s mailing information and order summary is sent to both merchant and customer. Credit card information is never e-mailed, sold or distributed to third parties.

The entire process is simple and convenient to use. Balianti’s Affiliates’s Affiliates offers reliable and secure credit card transaction processing services and professional support every step of the way.

Accepting credit cards online is not difficult. A Point-of-Sale (POS) merchant account is not the same as an Internet Merchant Account. Internet Merchant Status includes a "Payment Gateway" to accept credit cards online in real time and clear the transactions against the credit card with out human interaction. Balianti’s Affiliates with Wells Fargo Bank and Humboldt Bank to offer merchants Internet Merchant Account Status. Internet Merchant rates vary depending on the types of goods sold and the credit worthiness of the applicant, contact us to discuss rates and services.

Our Merchant Accountssupports off-line transaction processing as well as real time transaction processing. A merchant can security accept credit cards using SSL-Security and process the transactions locally on their standard POS merchant account provided the POS merchant account processing is set up for Card not present transaction. Contact your POS merchant account provider for more information on Internet transaction processing.

Payment Gateways
Balianti’s Affiliate with Authorize.net for Payment Gateway services. Actinic Software now fully supports the Authorize.net SIM (Simple Integration Method) for transaction processing. Merchants using Weblink method should contact Sure Solution Support via the Support page to obtain the SIM upgrade patch. Payment Gateways charge a separate fee beyond the merchant account fees. When comparing merchant account services it is recommenced that you compare payment gateways fees statement fees and processing fees for each service. To learn more about Payment Gateways contact us.

We encourage you to view our portfolio to get a better idea of what we are talking about. Please either call us at 201-392-1727 or email us at support@balianti.com for a free consultation.